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Grow your emergency savings with ease

Build your rainy-day fund with a savings account from Lighthouse. Our no-fee savings accounts are here for you—steady, secure, and ready when life happens.

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Everyday savings, built for what matters

Lighthouse Savings

A no-fee account for daily goals and emergency funds—simple, secure, and built for peace of mind.

  • Earn a flat APY of 0.01%1
  • No monthly fee and $5 minimum balance to open and maintain
  • Unlimited transfers and withdrawals
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Bigger savings, brighter impact

Lighthouse Premium Savings

A savings account that grows with you and supports your community—ideal for bigger savings goals.

  • Tiered dividend rates help you grow and give back2
  • No monthly fee or minimum balance
  • Unlimited transfers and withdrawals
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Reach goals automatically

Set up recurring transfers or round-ups and watch your savings build itself.

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Access anywhere

Access over 5,900 shared branches and 30,000 surcharge-free ATMs.

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Stay updated

Track your balance and bank on the go with Lighthouse digital banking and our mobile app3.

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Grow your money faster

Earn dividends on your savings—make every dollar work harder for you.

Build savings, not fees

Open a no-fee Lighthouse Premium Savings with no minimum balance, so your money can grow without anything holding it back.

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Join a credit union that gives back

When you save with us, you’re part of something bigger—fueling community programs and local progress.

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Track your goals with ease

Use our mobile banking app3 to set savings goals, monitor progress, and stay motivated, all in one place.

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Member perks that go beyond banking

Get exclusive discounts with Benefits Plus4 and boost your money skills with free tips and tools from Enrich™.

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Lighthouse Savings Disclaimer

  1. Lighthouse Savings: APY= Annual Percentage Yield. Must qualify for and establish membership with Lighthouse Credit Union. The minimum balance to open a Lighthouse Savings account is $5. APY is variable, accurate as of the last dividend declaration date of 05/27/2025, and may change at any time. Fees could reduce earnings.
  2. Lighthouse Premium Savings: Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account to open this account.
  3. Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.
  4. There is a fee associated with adding the Benefits Plus® savings program to your checking account; please refer to our Schedule of Fees for details. Members must have a Lighthouse Credit Union checking account to take advantage of this service. Some discount restrictions may apply. Visit the Benefits Plus website for more information.