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Lighthouse Credit Union

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Auto Loans

Let’s Get You Rolling

Flexible financing for new, used, or refinanced vehicles- guided by people who put you first.

Apply Online

Hit the Road with Confidence

We make buying your next vehicle or refinancing your current one a simple and straightforward process. New or new-to-you, our Auto Loans are built to support your journey. Love your car but not your payment? Refinancing may lower your monthly payments.

  • Financing for new or used
  • Refinance your current loan and you may save
  • Apply online in minutes
  • Choose a term that’s right for you
Apply Online

New or Used

Purchase new or pre-owned with loan options tailored to your budget and get into a car you love.

Refinancing Made Easy

Refinancing your current loan could lower your interest rate, your monthly payment, or both!

Support that Sticks

From applying through closing, we’re here to help you through the process, making sure your loan aligns with your budget and goals.

Finance with a Partner Dealer

Purchase new or pre-owned with loan options tailored to your budget and get into a car you love. Easily apply online for pre-approval so you will be ready to start the financing process when you find a vehicle that’s right for you. Additional finance options may include borrowing 100% (or more) of the vehicle’s J.D. Power® value! Look at dealers and inventory or get pre-approved now!

Apply Online

Auto Loan Rates

Effective 12/12/2025

TermAPR As Low As1Monthly Payment Per $1,000Model Year
Up to 63 Months5.49%19.282025-2023
64-75 Months5.84%20.262025-2023
76-84 Months6.44%20.552025-2023
85-96 Months6.94%20.802025-2023
Up to 63 Months5.74%20.212022-2018
64-75 Months6.29%20.482022-2018
76-84 Months6.84%20.752022-2018
Up to 63 Months6.89%20.782017-2016
Up to 48 Months9.89%22.312015-2014
Up to 48 Months9.89%22.312013

Banking on the Go

Manage your accounts on the go with the Lighthouse Mobile Banking app
  • Access all of your Lighthouse accounts
  • Make easy, secure loan payments​
  • Mobile deposit your checks*

Auto Loans FAQs

We provide financing options for new and used cars, trucks, and SUVs. Whether you’re buying your first car or upgrading your current one, we’ve got you covered. If you love your car but not your monthly payments, we may be able to help you save by refinancing your current loan.

Yes! In fact, refinancing may be a great option to alter your loan term, lower your monthly payments, reduce your interest rate, or maybe all three! If you’re approved, we’ll go through the options to help you get to where you want to be with your term and/or payments.

No, you can apply even if you’re not a Lighthouse member. If you’re approved and decide to move forward, we’ll help you establish your membership as part of the process. Learn more about becoming a Lighthouse Credit Union member.

You can apply online, by phone, or in person at any Lighthouse branch. Our lending team is here to answer your questions and help guide you through each step of the process.

Membership means more at Lighthouse

Being a credit union member supports community impact by helping fund local programs through reinvested earnings. 

Learn More

Affordable Housing

We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

Volunteering

Our employees are given paid time off to volunteer for community programs of their choice.

Local Organizations

We partner with organizations that help to enrich and nourish the lives of our neighbors.

Food Access

We fund programs that help fight food insecurity across our communities.