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FINANCE YOUR DREAM VEHICLE
We get you where you’re going, and along the way you’re helping to make positive impact in your community.
Smart financing

for the road ahead*
We help you get on the road fast with loan options that work for you.
Auto Loan Rates
Current interest rates
| Term | APR As Low As1 | Monthly Payment Per $1,000 | Model Year |
|---|---|---|---|
| Up to 63 Months | 5.99% | 19.81 | 2025-2023 |
| 64-75 Months | 6.14% | 17.39 | 2025-2023 |
| 76-84 Months | 6.94% | 16.4 | 2025-2023 |
| 85-96 Months | 7.19% | 13.88 | 2025-2023 |
| Up to 63 Months | 6.24% | 19.93 | 2022-2018 |
| 64-75 Months | 6.59% | 17.61 | 2022-2018 |
| 76-84 Months | 7.19% | 16.53 | 2022-2018 |
| Up to 63 Months | 7.29% | 20.45 | 2017-2016 |
| Up to 48 Months | 10.29% | 26.81 | 2015-2014 |
| Up to 48 Months | 10.29% | 19.42 | 2013 |
Effective date: March 14, 2025
We go the extra mile
On the road to low rates and great terms
Get pre-approved before you shop to negotiate confidently and get you into the driver’s seat sooner.
Disclosures
Rates are shown as an Annual Percentage Rate (APR) and are subject to change without notice.
Rates and amounts financed are determined by your personal credit history, account relationship and payment method. Other terms and rates may be available. All loans are subject to credit approval.
Rates include loan discount. Loan discounts do not apply to credit cards, Interest only HELOCs, Electric Energy Efficiency, share and certificate secured, RV, boat, CULA Leases, commercial, and Impact loans. A 0.10% discount will be applied to an eligible loan for each of the following qualifying factors: having an active checking account with Lighthouse; having an automatic payment established on the loan; having an active Lighthouse credit card product. A total discount of up to 0.30% will be applied to the base rate a member qualifies for. Must request loan discount within 90 days of the loan closing date. Discount conditions will be set forth in the Loan Discount Addendum. For a 76-84 month loan, the minimum amount financed is $20,000.
Auto Loan Payment Example
A $15,000 auto loan with a rate of 6.54% for 63 months. Monthly payment is approximately $309.09. Total Finance charge is approximately $2,858.85 (includes debt protection).
90-Day No Payment Information
Offer subject to change at any time. Finance charges begin accruing as of the loan origination date, other restrictions may apply. Offer may extend the term of your loan. Not available when refinancing an existing Lighthouse Federal Credit Union Auto Loan. Loan subject to credit approval and final rate is determined by credit history. Must ask for 90 Days No Payment Program at dealership before loan signing.