LIGHTHOUSE NAVIGATOR VISA® CARD
Earn rewards on every purchase1 with cashback and exclusive benefits, making spending more rewarding.
Build rewards, enjoy low rates
Earn points when you spend with your Lighthouse Navigator Card, and redeem them for merchandise, cashback, travel perks, and more1
Navigator Card Benefits
Transform rewards into impact: choose charity donations and Lighthouse will match, dollar for dollar.
- No annual fees1
Enhance your credit without extra charges. - 24/7 fraud monitoring
Continuous protection for your peace of mind.
Your money does good
Simply by being a member you’re helping to make a difference across our communities.
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Affordable Housing
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
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Volunteering
Our employees are given paid time off to volunteer for community programs of their choice.
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Local Organizations
We partner with organizations that help to enrich and nourish the lives of our neighbors.
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Food Access
We fund programs that help fight food insecurity across our communities.
Bank from your
phone anytime
Bank on the go with our mobile app, and keep it all on track.
- Access all of your Lighthouse accounts
- Make easy, secure loan payments
- Mobile deposit your checks*
Credit Card Rates
Current interest rates
Card Type | APR As Low As¹ | Description |
---|---|---|
Lighthouse Anchor Card | 13.74% | Variable rate |
Lighthouse Navigator Card | 16.74% | Variable rate |
Effective date: October 11, 2024
VISA® Credit Card Disclosure
Annual Percentage Rate (APR) is accurate as of the date listed above. This rate is variable and subject to change.
See our schedule of fees for details on fees and charges associated with Credit Cards.
All loans are subject to credit approval. Qualifying purchases do not apply to cash advance, VISA® convenience checks, ATM advances, advances for overdraft protection or advances via telephone banking or Digital Banking. Please read the Credit Card Terms and Conditions for your card type.
Mobile Banking Disclosure
*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.
Financial Calculators
Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.
Personal Financing
- Auto Affordability Calculator
- Credit Card Debt Payoff Calculator
- College Savings Estimator
- Monthly Savings Estimator
- Loan Affordability Calculator
- Loan Rate Calculator
- Loan Payoff Calculator
- Loan Payment Calculator
- Loan Consolidation Calculator
- Auto vs. Home Equity Loan Calculator
- Debit Elimination Calculator
Start making an impact today
Let’s put your money to work for good.