In observance of Veterans Day, all Lighthouse branch locations and offices will be closed on Tuesday, November 11th.
Lighthouse Credit Union
Start your journey, build, or rebuild your credit with a low rate, no annual fee,1 and a secured option.
Get a $200 Reward When You Open a New Credit Card
Open a new lighthouse Anchor Visa® and earn a $200 Virtual Visa® Prepaid Card when you spend $1,500 in purchases within the first 90 days of account opening**
** Offer valid only for new Lighthouse Anchor Visa® Card or Lighthouse Navigator Visa® Card accounts applied for from 11/01/2025–11/30/2025. To qualify for the $200 Virtual Visa® Prepaid Card (“Reward”), you must be approved for and open a new unsecured credit card account and make at least $1,500.00 in net purchases (purchases minus returns, credits, or adjustments) within the first ninety (90) calendar days of account opening. Cash advances, balance transfers, ATM withdrawals, fees, and interest charges do not count toward the qualifying minimum spend requirement. Limit one (1) Reward per member, regardless of number of new credit card accounts opened. Rewards will be delivered within four (4) weeks after all qualifying requirements are validated. Rewards must be claimed within four (4) months of being delivered. Members must not have any charged-off accounts with Lighthouse Credit Union to qualify for the Reward. Membership and credit card account must remain open through the date the Reward is delivered. Offer may be changed or withdrawn at any time without notice. Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. All loans are subject to credit approval. Not all applicants will qualify. Employees of Lighthouse Credit Union are not eligible. Additional terms and conditions apply. See Credit Card Welcome Offer Terms and Conditions for complete details.
Building credit history takes time. The Lighthouse Anchor Card is a great way to start. Your credit limit will equal the amount set aside in a separate account.
Low rates and no annual fee mean the Lighthouse Anchor Card works for you. Isn’t that the way it should be?
Effective 11/10/2025
| Card Type | APR As Low As¹ | Description |
|---|---|---|
| Lighthouse Anchor Card | 12.74% | Variable rate |
| Lighthouse Navigator Card | 15.74% | Variable rate |
*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.
Being a credit union member supports community inpact by helping fund local programs through reinvested earnings.
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
Our employees are given paid time off to volunteer for community programs of their choice.
We partner with organizations that help to enrich and nourish the lives of our neighbors.
We fund programs that help fight food insecurity across our communities.
As you make your payments on-time each month, we’ll report that to the credit bureaus. Your credit score and history can improve with each on-time payment and continued responsible use of your available credit.
Opening a secured card is a great way to build credit. With this option, your credit limit will be equal to funds that you set aside in a savings account (at least $550). Making on-time payments and showing responsible use of your available credit helps your credit score and history.
There’s no annual fee1 on the Lighthouse Anchor Card, secured or unsecured. Additionally, there are no balance transfer or cash advance fees,1 although they do accrue interest different than purchases do. Please see our Schedule of Fees and Credit Card Terms & Conditions for full details.
Visa Zero Liability policy means you’re never on the hook for unauthorized or fraudulent charges to your Lighthouse Anchor Card. Read more about Visa’s Zero Liability policy and how it keeps you protected.
