It Pays to Refer a Friend: Earn a $50 Reward* at Lighthouse
At Lighthouse Credit Union, we believe good banking is more than just numbers — it’s about people. Our Refer-a-Friend program is a simple way to share the Lighthouse experience with others while earning a $50 reward* for helping us grow our community.
Whether you’re referring a family member, coworker, or neighbor, you’re not just introducing them to a credit union — you’re connecting them with personalized service, lower fees, and a member-first approach.
Why Refer?
Referring a friend to Lighthouse means:
- You’ll receive a $50 reward* when your friend joins and qualifies
- Your friend gets a $50 reward* as a warm welcome once they qualify
- You’re helping someone move to a financial partner that puts people first
It’s an easy way to support the people you care about — and be rewarded for doing so.
How It Works
- Enter the email associated with your Lighthouse Credit Union account to generate your unique referral link.
- Send your link to friends and family, encouraging them to open a Lighthouse Credit Union checking account.
- When your friend opens a savings and checking account, then makes 5 debit card purchases within 60 days and keeps the account open for 60 days, you’ll both receive a $50 reward.*
You can earn up to $550 per calendar year*—so start sharing today!
Not a Member Yet?
If you’re new to Lighthouse — welcome! We’re glad you’re considering joining our community.
As a member-owned credit union, every dollar you deposit helps us support initiatives that fight food insecurity, expand access to affordable housing, and promote education in our communities.
When you join, you’ll gain access to:
- Personalized financial solutions tailored to your needs
- A full range of services, including checking and savings accounts, loans, credit cards and more
- A credit union that actively invests in the well-being of our members and communities
- Enrich™, our interactive financial wellness platform, where you can access tools, courses, and resources to help you make confident financial decisions
Joining is easy — and your membership helps build a brighter future for everyone.
*To qualify for the $50 Refer-A-Friend reward, the Referrer must be an existing Lighthouse Credit Union member in good standing with a minimum balance of $5 in a Lighthouse Savings account and have a valid email address on file. The Referrer must submit the Referee’s email address through the official referral site, or by visiting or contacting any Lighthouse Credit Union branch or Contact Center. The Referee must satisfy all the following qualifying actions for the referral to be considered valid: (1) be referred by a Referrer and use the same email address associated with their new account as the one provided by the Referrer at the time of referral; (2) not be a current member of Lighthouse Credit Union and not have held membership within the prior six (6) months; (3) be eligible for and establish membership by opening a Lighthouse Savings account with a minimum deposit of $5; (4) open a checking account with Lighthouse Credit Union; (5) complete a minimum of five (5) debit-card purchases (excluding ATM transactions and fees) within sixty (60) calendar days of checking account opening; and (6) maintain the checking account in an open status for a minimum of sixty (60) calendar days. Both the Referrer and Referee must be at least eighteen (18) years of age and must not have caused a loss to Lighthouse Credit Union. Upon verification that all qualifying actions have been completed, a $50 reward (“Reward”) will be delivered via email to both the Referrer and Referee within four (4) weeks. Referrers may earn up to $550 in Rewards per calendar year, based on a maximum of eleven (11) valid referrals. Any tax obligations arising from or related to any Reward shall be the responsibility of the Reward recipient. This promotional offer is subject to change or termination at any time without notice. For full eligibility requirements and additional terms, please refer to the complete Refer-A-Friend Terms and Conditions.