Skip to content

SHARE CERTIFICATES

See your money do more

  1. Maximize your savings and returns
  2. Choose the term that works for your goals
  3. Save what you want at the rate you desire

Grow your goals

Get more from your money.

  • Earn a higher return on your money than a traditional savings account.
  • Save and gain without worrying about market unpredictability.
  • Deposit the minimum required to open with no maximum.
This image has an empty alt attribute; its file name is Illo_Full_People.webp

FROM OUR COMMUNITY

“Katie C. did a fine job on my recent CD. Very professional and friendly.”

Gardner H.

Your money does good

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Bank from your
phone anytime

Bank on the go with our mobile app, and keep it all on track.

  • Access all of your Lighthouse accounts
  • Make easy, secure loan payments
  • Mobile deposit your checks*
TermDividend RateAPY1Minimum Balance
6-Months4.41%4.50%$500.00
12-Months3.93%4.00%$500.00
18-Months3.40%3.45%$500.00
24-Months2.91%2.95%$500.00
36-Months2.37%2.40%$500.00
48-Months2.47%2.50%$500.00
60-Months2.52%2.55%$500.00

Effective date: November 05, 2024

Share Certificate Disclaimer

1Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. The minimum balance to open a share certificate is $500. APY (annual percentage yield) accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Share certificates are fixed rate accounts and will not change during the term. The APY assumes that dividends will remain on deposit until maturity. Fees could reduce earnings. Penalty for early withdrawal.

Financial Calculators

Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.

Start making an impact today

Let’s put your money to work for good.

Share Certificate Disclaimer

1Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. The minimum balance to open a share certificate is $500. APY (annual percentage yield) accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Share certificates are fixed rate accounts and will not change during the term. The APY assumes that dividends will remain on deposit until maturity. Fees could reduce earnings. Penalty for early withdrawal.

Mobile Deposit Disclaimer

*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.