LIGHTHOUSE ANCHOR VISA® CARD
Your perfect partner, whether you’re starting your credit journey or paying off a high-interest credit card.
Start your credit journey right
With a low interest rate, you can save more while confidently building your credit with each transaction.
Anchor Card Benefits
Whether you’re just starting your credit journey or simply need to right the ship, let us help you secure a stronger financial foundation with smart spending and support.
Lighthouse is always willing to go the extra mile.
Excellent customer service!!
Been doing business here for quite a few years. Very patient and professional. They go above and beyond!
There is never a transaction or issue they cannot handle.
I can always count on a positive experience
They are knowledgeable, patient and friendly. My financial questions and needs are always met. I couldn’t be happier!
Your money does good
Simply by being a member you’re helping to make a difference across our communities.
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Affordable Housing
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
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Volunteering
Our employees are given paid time off to volunteer for community programs of their choice.
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Local Organizations
We partner with organizations that help to enrich and nourish the lives of our neighbors.
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Food Access
We fund programs that help fight food insecurity across our communities.
Bank from your
phone anytime
Bank on the go with our mobile app, and keep it all on track.
- Access all of your Lighthouse accounts
- Make easy, secure loan payments
- Mobile deposit your checks*
Credit Card Rates
Current interest rates
| Card Type | APR As Low As¹ | Description |
|---|---|---|
| Lighthouse Anchor Card | 13.24% | Variable rate |
| Lighthouse Navigator Card | 16.24% | Variable rate |
Effective date: July 03, 2025
Anchor Card Disclosure
- View full disclosure here.
- Secured credit card options available. The secured card requires a refundable security deposit. Your credit line will equal your deposit amount. Minimum deposit is $550.
VISA® Credit Card Disclosure
Annual Percentage Rate (APR) is accurate as of the date listed above. This rate is variable and subject to change.
See our schedule of fees for details on fees and charges associated with Credit Cards.
All loans are subject to credit approval. Qualifying purchases do not apply to cash advance, VISA® convenience checks, ATM advances, advances for overdraft protection or advances via telephone banking or Digital Banking. Please read the Credit Card Terms and Conditions for your card type.
Mobile Banking Disclosure
*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.
Financial Calculators
Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.
Personal Financing
- Auto Affordability Calculator
- Credit Card Debt Payoff Calculator
- College Savings Estimator
- Monthly Savings Estimator
- Loan Affordability Calculator
- Loan Rate Calculator
- Loan Payoff Calculator
- Loan Payment Calculator
- Loan Consolidation Calculator
- Auto vs. Home Equity Loan Calculator
- Debit Elimination Calculator
Start making an impact today
Let’s put your money to work for good.