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Put your money to work, and see the benefits in your accounts and the world around you.
We meet you where you are with options to help you achieve your building goals.
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
Our employees are given paid time off to volunteer for community programs of their choice.
We partner with organizations that help to enrich and nourish the lives of our neighbors.
We fund programs that help fight food insecurity across our communities.
Bank on the go with our mobile app, and keep it all on track.
Current interest rates
Loan Type | Interest Rate | Points | APR |
---|---|---|---|
30-Year Fixed | 7.000% | 0.00 | 7.267% |
30-Year Fixed Jumbo | 7.000% | 0.00 | 7.124% |
1/1 ARM Land Loan | 10.250% | 0.00 | 10.687% |
Effective date: November 06, 2024
Annual Percentage Rate (APR) shown is the lowest rate offered, including discounts and based on credit score. Rates are subject to change without notice.
The Fixed 30 Year Construction loan term begins with a 12 month interest only construction period followed by a fully amortized re-payment period for the remaining 348 months.
Construction loans are only available if home is being built in New Hampshire or Maine.
A payment example for a Construction Mortgage Loan with $100,000 loan amount and 6.250% interest rate and annual percentage rate of 6.863% will have a monthly principal and interest payment of $623.02.
The APR in the payment example was effective on April 20, 2023. The current APR may be different than the APR used in the payment example.
1/1 Land Loan (ARM)
The 1/1 Land Loan ARM offers a fixed rate for 1 year and adjusts to a 1-year ARM after that period. The interest rate and monthly payment may adjust annually based on the 1-year U.S Treasury, plus a margin of 6 percentage Points. Caps are 2% annual and 6% lifetime.
Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.
Put your money to work, and see the benefits in your accounts and the world around you.