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Home / Loans / Vehicle Loans / Motorcycle & Powersports Loans

MOTORCYCLE & POWERSPORTS LOANS

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Rates

More savings.

A lot of fun.

  1. Lock in a fixed, low rate for more savings and a lot more fun
  2. Take control of your loan with flexible terms and refinancing
  3. Save more time with our easy online application

Get pre-approved before you shop

When you see the bike of your dreams, be ready to negotiate on the spot. Apply for pre-approval today, and we’ll get you in the driver’s seat sooner. We offer financing for:

  • Motorcycles
  • Snowmobiles
  • ATVs, UTVs, and jet skis
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FROM OUR COMMUNITY

“I recently got a loan for a new side by side ATV, it went incredibly smooth and did not take any time at all. Marie L., Assistant Branch Manager in Lebanon was incredible to deal with and very professional.”

Scott B.

Your money does good

Simply by being a member you’re helping to make a difference across our communities.

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Bank from your
phone anytime

Bank on the go with our mobile app, and keep it all on track.

  • Access all of your Lighthouse accounts
  • Make easy, secure loan payments
  • Mobile deposit your checks*
Download for iPhone
Download for Android

Motorcycle & Powersport Loan Rates

Current interest rates

TermAPR As Low AsModel Year
12-36 Months6.19%2025-2020
37-48 Months6.69%2025-2020
49-65 Months7.29%2025-2020
66-72 Months7.69%2025-2020
12-36 Months6.59%2019-2017
37-48 Months6.99%2019-2017
49-63 Months7.59%2019-2017

Effective date: May 14, 2025

Recreational Loan Disclosure

Including Boat & RV Loan Disclosure and Motorcycle & Powersports Loan Disclosure

Rates are shown as an Annual Percentage Rate (APR) and are subject to change without notice. APR is accurate as of date listed above.

  1. Rates are determined by term, amount financed and collateral. This is not a risk based product. Credit history does not determine rates.

Rates include loan discount. A 0.10% discount will be applied to an eligible loan for each of the following qualifying factors: having an active checking account with Lighthouse; having an automatic payment established on the loan; having an active Lighthouse credit card product. A total discount of up to 0.30% will be applied to the base rate a member qualifies for. Must request loan discount within 90 days of the loan closing date. Discount conditions will be set forth in the Loan Discount Addendum.

Recreational Loan Payment Example

ATV/ Motorcycle / Jet Ski / Snowmobile:
Based on a $10,000 loan at 7.29% APR for 65 months. Monthly payment is approximately $199.27. Total finance charge is $2,179.27 (includes debt protection).

Boats/ RV:
Based on a $35,000 loan at 8.19% APR for 120 months. Monthly payment is approximately $500.81. Total finance charge is $17,297.37 (includes debt protection).

Financial Calculators

Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.

Personal Financing

Start making an impact today

Put your money to work, and see the benefits in your accounts and the world around you.

Open an account