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All Lighthouse offices and branch locations will be closed on Monday, May 26th in observance of Memorial Day.

MOTORCYCLE & POWERSPORTS LOANS

More savings.

A lot of fun.

  1. Lock in a fixed, low rate for more savings and a lot more fun
  2. Take control of your loan with flexible terms and refinancing
  3. Save more time with our easy online application

Get pre-approved before you shop

When you see the bike of your dreams, be ready to negotiate on the spot. Apply for pre-approval today, and we’ll get you in the driver’s seat sooner. We offer financing for:

  • Motorcycles
  • Snowmobiles
  • ATVs, UTVs, and jet skis

FROM OUR COMMUNITY

“I recently got a loan for a new side by side ATV, it went incredibly smooth and did not take any time at all. Marie L., Assistant Branch Manager in Lebanon was incredible to deal with and very professional.”

Scott B.

Your money does good

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Bank from your
phone anytime

Bank on the go with our mobile app, and keep it all on track.

  • Access all of your Lighthouse accounts
  • Make easy, secure loan payments
  • Mobile deposit your checks*
TermAPR As Low AsModel Year
12-36 Months6.19%2025-2020
37-48 Months6.69%2025-2020
49-65 Months7.29%2025-2020
66-72 Months7.69%2025-2020
12-36 Months6.59%2019-2017
37-48 Months6.99%2019-2017
49-63 Months7.59%2019-2017

Effective date: May 21, 2025

Recreational Loan Disclosure

Including Boat & RV Loan Disclosure and Motorcycle & Powersports Loan Disclosure

Rates are shown as an Annual Percentage Rate (APR) and are subject to change without notice. APR is accurate as of date listed above.

  1. Rates are determined by term, amount financed and collateral. This is not a risk based product. Credit history does not determine rates.

Rates include loan discount. A 0.10% discount will be applied to an eligible loan for each of the following qualifying factors: having an active checking account with Lighthouse; having an automatic payment established on the loan; having an active Lighthouse credit card product. A total discount of up to 0.30% will be applied to the base rate a member qualifies for. Must request loan discount within 90 days of the loan closing date. Discount conditions will be set forth in the Loan Discount Addendum.

Recreational Loan Payment Example

ATV/ Motorcycle / Jet Ski / Snowmobile:
Based on a $10,000 loan at 7.29% APR for 65 months. Monthly payment is approximately $199.27. Total finance charge is $2,179.27 (includes debt protection).

Boats/ RV:
Based on a $35,000 loan at 8.19% APR for 120 months. Monthly payment is approximately $500.81. Total finance charge is $17,297.37 (includes debt protection).

Financial Calculators

Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.

How long will it take to pay off my credit card?

This calculator computes how long it will take to pay off a credit card debt.

All fields are required.



Calculator Results

It will take you 68 months to pay off this credit card.  You will pay $1,720.43 in interest over this period.

Calculator tips

This calculator uses exact days compounding to compute the results. Your credit card may use a different method such as the average daily balance (ADB) method. Be sure to talk to a qualified financial professional prior to relying on these results.

Paying the minimum monthly payment amount may not allow you to achieve these results.

The amortization schedule generated by this calculator uses the word "Loan" to describe your current credit card balance.

Calculator disclaimer

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.

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Start making an impact today

Put your money to work, and see the benefits in your accounts and the world around you.